SBI Computer Security 2017

SBI Computer Security 2017

Having an account with SBI is a privilege since, it is one of the oldest and largest chain of Government operated banks in India. Every now and then SBI keeps updating their policies, schemes and upgrading their systems to make banking easier for its customers. Today, SBI is one of the most technologically advanced banks in India. With the great boom in IT, most of the people out there know about banking apps, net banking etc. Unfortunately, there are some miscreants in the society as well who try to take advantage of everything being internet oriented these days and try to fool those who are not so aware regarding online and mobile oriented banking transactions.

SBI considers it to be it's prime responsibility to ensure safety of its customers. In this context, here are certain tips and guidelines that SBI has issued for its customers and I feel honoured to be a part of this campaign. #SbiComputerSecurityDay

FOR DEBIT/ CREDIT CARD USERS

●        First of all, remember your ATM pin by heart and avoid writing it down at a place where others can see it. Also, sharing your ATM pin is a strict NO-NO. Your Pins, Passwords, security questions in net banking and OTPs are highly confidential.

●        It is also a good idea to keep changing your ATM pin at regular intervals. Avoid pins that are predictable or too simple.

●        Do not hand over your cards to anybody.

●        Block the card immediately in case of misplacing or losing the card.

●        Do not make online payments over insecure networks such as Free Wifi or Public Wifi.

●        Use ON/OFF facility provided for managing Debit Card international usage.

VISHING CALLS

Any authentic phone call from the bank would never ask for sensitive information regarding your account or debit/credit cards. If  a spam caller asks you any type of information that might be leading to financial transactions, disconnect straightaway. CVV, OTPs, security questions, bank balance fall under such sensitive information.

While using INTERNET BANKING Channel –

●        Do not share your user id and password with anyone. Keep separate user ID and Profile passwords.

●        Strong passwords that are a combination of letters, numbers and special characters are recommended.

●        Do not process INB transactions over insecure or free networks.

●        Always register your mobile number in bank for SMS alerts so that you are aware of the transactions being done.

●        Do not share OTP and CVV with anybody.

●        Do not keep more than required limits for beneficiaries for money transfer.

●        Always logout properly to avoid risks to your account. Also, keep a track of transaction history and bank statement regularly.

As they say, better safe than sorry. With an ever increasing rise in rate of cyber crime and viruses, it is highly advisable that you are into SAFE USAGE OF I.T.  Internet must become an integral part of life. In this way, everyone of us would be able to protect ourselves and not be vulnerable to losses.