In this book Author has tried to share his life's learning over the last 26 years in the art and science of investing. Readers will find it really helpful.


After reading Arya Dharma by Bollachettira Dhyan Appachu, I wanted to read Author's second book The art and science of real wealth and I wasn't disappointed. This is one of the best reads of August for me. 

Author actively started investing in his young teens in the early 1990s and in this book, Author has shared his life's learning over the last 26 years in the art and science of investing which will prevent others from making the mistakes author made until 2018. Author was gifted strategic thinking and problem solving and he has highlighted all key points required for management clearly. He has shared his experiences and told us how he felt or how he dealt with losses and success when investing.

This publication will enable us to achieve financial freedom. If you want to learn to manage money wisely and earn a consistent regular income, this is the book for you. It is better read as biography of Author's personal investing style than a guide on how to make personal investment decisions today. I personally liked this book and he made these seemingly difficult concepts so much easier! It's the most practical book on investing and the smartest. The advices shared in this book makes it a good read!

"Whether you like it or not, one day all your family would have left you.That includes your mother and father who will eventually pass way, your siblings who will have their own families to look after, and your children who will wander off  to chase their own dreams.All that will be left is you and your spouse. And one day even your spouse will grow old and die. And finally on the ultimate day, whether you like it or not you will be forced to leave your body.Even if you are sorry for being forced to leave on that ultimate day, be extremely thankful if you first did not already end up blind, toothless, wearing adult diapers and probably not remembering when you ate your last meal, and not remembering the name of your favourite child. All the so called "wealth" you earned and probably claimed as only yours, will one day be lost by your heirs who took their inheritance for granted. Even worse, the so called "wealth" that you earned, may be thrown back on your face by your heirs, and abandoned to the wilderness if you aim to force your wishes on your heirs even after your gone. And as I have said many times: Anything that is taken for granted is usually lost, discarded or abandoned. The only thing that is truly yours are the memories you leave behind in the ones who you truly love. That is your only real wealth. "

 RATING: 5/5 Stars.


Bollachettira Dhyan Appachu's passions include his family, his pets, farming, yoga, meditation, nature and writing on issues close to his heart on his blog

He possesses an ME in civil engineering from the University of Florida, with 22 years of rich experience in the Global Engineering Consulting Industry.He has topped the Entrepreneurship Essentials NPTEL course 2019 (top 2%) by IIT kharagpur. He is a member of American Mensa since 2000. He is the founder of Shambhala Samathvam, a start-up focussed on niche innovative solutions for Real Estate, Agriculture and Nature Living. He was recognized with the Best Employee Award in 2003 for technical achievement in the information solutions division of SNS Lavalin- Atkins North America, now the world's third largest design firm.


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